Time check: 7:00 am. Whoa! What a nice way to start my day by being productive in this blog! During mornings, I just can't get everything put together if I don't get a sip of my daily dose of coffee. My coffee is my energy drink. Yes, I am such a coffee lover but I limit my coffee intake to 2 cups a...

And for today's inspiration, I found this quote that really inspired me to get up and get this body working! I kinda feel lazy today (blame it on PMS!) but this got me going.  Its September and I still haven't reached my target weight which is 118 lbs. Let me just emphasize that on the first day of this year (January 1, 2013)...

Oh my! Where have all the time gone? So fast time flies, didn't notice that my blog was almost empty for 2 months! But I made it a goal to blog more often this September and my target is to have at least 6 blogs for this month. So let's start with this very informative financial article I would like to share to...

Dear Mommies, I know how hard it is to resist the temptations of shopping for a high heel red shoes just so we could stick to the budget. But the fabulous life we live during our single days need not be compromised when we become a mother. Yes, I know that in a mother's world, a shower is already a luxury but just...

Ooooohhhh! Here's another chance to save some bucks when dining out right on your very pay day! Mark the date, 08-15-2013. Its payday so give yourself some treat for the hardwork, you definitely deserve it! But make sure you first put in some of your pay into your savings! Stay positive and pass it on! ...

For all the mothers, whenever you feel weary, just say this prayer to ease your somehow tired soul... A Mother's Prayer from the book: Straight from the Heart God, help me always to remember  that you have given to me the most important task in the world, the task of making a home. Help me to remember this when I am tired of...

It is always the number one rule to "walk the talk". So for today's blog I'm gonna reveal how am I really doing my own financial planning. My way is actually one of the old, traditional, mostly advised ways of organizing your money and that is, the envelope method. I don't use the traditional envelope though, literally speaking. Let me start with a...

I'm kinda feeling nostalgic about our relationship today and so I just want to display some of our pictures over the past years. Its been 4 years and 4 months since we became a couple, officially sayin'. The journey was never smooth sailing but I know, the decision to love each other for the rest of our lives will never change and we'll...

I admit that I am not really a good cook and the only people who genuinely thinks that my cooking is comparable to a chef's, are my husband and son. Isn't a family the greatest gift in the world?! :) But being a wife and a mother, its a must to know how to cook. So little by little I'm starting to learn...

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Oh no, I am not talking about drugs here! Endogenous Morphine is what we actually know as "endorphins" or the "happy cells". According to Wikipedia, " Endorphins ("endogenous morphine") are endogenous opioid peptides that function as neurotransmitters.They are produced by the pituitary gland and the hypothalamus in vertebrates during exercise, excitement,pain, consumption of spicy food, laughter, love and orgasm, and they resemble the opiates in their abilities to produce analgesia and a feeling of well-being." Endorphins are always linked to working out or exercising because they are instantly produced...

When Friday and Payday collides, always anticipate looooong lines in ATMs, heaaavvvyy traffic, bars and gimik spots a chaos, and coffee shops and restaurants are as full as a Jollibee. To be honest, I never withdraw my salary on a payday, instead I wait 2-3 days after payday before I withdraw my earnings... just because I hate wasting my time in long lines...

For someone who graduated Cum Laude, was able to grab a great position in the IT field, received numerous recognition for her works, young and beautiful, who would have thought that climbing the corporate ladder is out of her priorities. Marie is a client of mine who is also my friend for years. She's only 24 years old but she is very responsible...

A new portion of this blog would, from now on, be dedicated to people I've had discussions with regarding financial planning, insurance and investments. This is so readers may somehow relate their own profile with these people who are definitely on their way to reaching their financial freedom. I believe that for every person, the insurance and investment product to cater their needs,...

Well, it seems like the Chinese New Year brought another luck to the Philippine Stock Market with PSEi reaching another all-time high index last Monday: 6500. Whoa! Financial experts have predicted that we might just end the year at 6800 index. Way to go for the Philippine Stock Market! As a Mutual Fund Representative of Sunlife, I would like to show you how...

One of my new year's resolutions is to be able to read at least 10 books this year. But more than novels and fiction books, I want something more substantial and could contribute to my newly ventured career. So after a long thought, I finally bought a finance book. Why a finance book? Firstly, to be effective in teaching or promoting financial literacy...

At long last! I was able to purchase a planner for myself for 2013. It took me 4 National Bookstore branch to find this because all seems to be out of stock. Well why not? To incorporate positivism in your organizer may just be the little help you need to push yourself to achieve what you want. And that is what this planner...

Seeing the country's economy rise up and getting better everyday would be the one of the best news to start the year. For everybody's information, Philippine Stock Exchange, Inc. or PSEI made another milestone by hitting 6000+ index level! I know, I know, most Filipinos would never appreciate this improvement in our stock market because really, what's in it for us? Let me...

A lot of things happened to me in 2012. It was a very challenging year for me I must say. With all the changes that occurred in my life, some made me happy, some made me cry, some made me mad, all of it, I am grateful. I've learned a lot from 2012. So even if there are many not so good times,...