Oh no, I am not talking about drugs here! Endogenous Morphine is what we actually know as "endorphins" or the "happy cells". According to Wikipedia, " Endorphins ("endogenous morphine") are endogenous opioid peptides that function as neurotransmitters.They are produced by the pituitary gland and the hypothalamus in vertebrates during exercise, excitement,pain, consumption of spicy food, laughter, love and orgasm, and they resemble the opiates in their abilities to produce analgesia and a feeling of well-being." Endorphins are always linked to working out or exercising because they are instantly produced...

When Friday and Payday collides, always anticipate looooong lines in ATMs, heaaavvvyy traffic, bars and gimik spots a chaos, and coffee shops and restaurants are as full as a Jollibee. To be honest, I never withdraw my salary on a payday, instead I wait 2-3 days after payday before I withdraw my earnings... just because I hate wasting my time in long lines...

For someone who graduated Cum Laude, was able to grab a great position in the IT field, received numerous recognition for her works, young and beautiful, who would have thought that climbing the corporate ladder is out of her priorities. Marie is a client of mine who is also my friend for years. She's only 24 years old but she is very responsible...

A new portion of this blog would, from now on, be dedicated to people I've had discussions with regarding financial planning, insurance and investments. This is so readers may somehow relate their own profile with these people who are definitely on their way to reaching their financial freedom. I believe that for every person, the insurance and investment product to cater their needs,...